Financing
How roof financing works
Financing lets you spread the cost of roofing or exterior work over monthly payments through a third-party lender. On an approved insurance claim it is often unnecessary, because your out-of-pocket cost is your deductible, so it is worth having the inspection before you think about payments.
Start with the inspection, not the loan
We would rather tell you this up front than sell you something: if a storm damaged your roof, the insurance route almost always costs you less than financing a full replacement. Your cost on an approved claim is your deductible.
Financing is useful for work insurance will not cover. An aging roof that has simply reached the end of its life, an upgrade beyond the insurance scope, or spreading a deductible you would rather not pay in one go.
Either way, the free inspection is the right first step, and it tells you which situation you are actually in.
Estimate a monthly payment
Move the sliders to see roughly what a project might cost per month. This is an illustration, not an offer or an approval.
Estimated monthly payment
$238/mo
10 years at 9.99% APR on $18,000
Illustration only. Actual rates, terms and approval are determined by the lender, not by Dimensional Pro Construction, and depend on your credit. Financing is offered by third-party lenders through Enhancify. On an approved insurance claim your out-of-pocket cost is usually just your deductible, so financing may not be needed at all.
Apply online
See what you qualify for in a few minutes
- 1Fill in one formYour contact details, the amount you want to borrow, your credit range, and the identity details lenders need.
- 2Enhancify shows you offersFrom several lenders at once. In most cases that first look is a soft inquiry that does not touch your credit score.
- 3Pick one, or walk awayA lender runs a full credit check only if you choose an offer and go ahead. You are under no obligation to accept any of them.
Ready to apply?
The application opens on Enhancify’s secure site, set up for Dimensional Pro Construction customers.
Start my applicationFinancing is offered by third-party lenders through Enhancify, which is not affiliated with Dimensional Pro Construction. Rates, terms and approval are set by the lender and depend on your credit.
Financing questions
Do I need financing if I am filing an insurance claim?
Usually not. On an approved hail or wind claim your out-of-pocket cost is your deductible, and the carrier pays the rest across two checks. Financing matters mainly for uninsured work, for a deductible you would rather spread out, or for upgrades beyond the insurance scope.
Can I finance just my deductible?
Frequently yes, depending on the lender and the amount. It is a common request after a storm when a replacement is approved but the deductible is more than someone wants to pay at once. Checking your offers usually starts with a soft credit inquiry, which does not affect your score.
Does Dimensional Pro lend the money?
No. Financing comes from third-party lenders through Enhancify, and the rate, term and approval decision are the lender's. We are not a lender and we do not receive your credit information. You apply on Enhancify's site, see the offers you qualify for, and choose whether to take one.
Will checking my offers affect my credit score?
In most cases Enhancify's lending partners start with a soft inquiry, which does not affect your score. A lender runs a full credit check only when you pick an offer and move forward, and you are not obligated to accept any offer you see.
What if I would rather just pay for the work?
That is completely fine and it is what most of our customers do. Financing is an option, not a requirement, and we quote the same price either way. On an approved hail or wind claim, the part you pay is usually just your deductible, and the carrier pays the rest across two checks.
Get a free roof inspection
No cost, no obligation, and a photo report you keep either way. If there is nothing wrong with your roof, we will tell you that.
We answer or call back in under 15 minutes during business hours.
Free inspection scheduled within 24 hours.
Emergency tarping on site the same day.
Prefer to talk to someone?(855) 741-ROOF
Water coming in right now? We tarp same day.
Want to pay monthly? See financing options.